AVAILABILITY

Prelaunch means prelaunch.

Paktly is not currently available as a consumer financial service in any country. The public website and waitlist are product previews.

NOW

Website and waitlist

Public product education and consented prelaunch updates. No account, deposit, payment, card, or investment functionality.

NEXT

Shared-expense beta

A controlled release focused on groups, shared plans, budgets, expenses, splits, balances, and settlement records without custody, with travel as the first complete workflow.

LATER

Testnet and provider sandboxes

Experimental Stellar, USDC, funding, and card flows available only to approved testers and clearly marked as non-production.

ONLY AFTER APPROVALS

Limited real-money beta

Specific countries and limits selected after legal review, provider contracts, KYC/AML design, security review, and operational readiness.

No geographic promise

Joining the waitlist does not mean the product, a card, USDC functionality, or a particular provider will be available where you live. Supported regions and required disclosures will be published before invitations are issued.

Read financial disclosures →